Privacy Policy

At Garringer Insurance Agency we value your privacy and are committed to protecting the personal information you provide to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, request an insurance quote, purchase insurance products, communicate with us, or otherwise use our services.

Information We Collect
Depending on how you interact with us, we may collect information including:

• Name
• Mailing address
  
• Email address
• Telephone number
• Date of birth
• Driver's license information
• Vehicle information
• Property information
• Insurance coverage information
• Claims history
• Payment information
• Information you provide through online forms, emails, text messages, or phone calls
• Technical information such as IP address, browser type, device information, and website usage data

How We Collect Information
We collect information:

• Directly from you when you complete a form, request a quote, purchase insurance, or contact us
• Automatically through cookies and website analytics
• From insurance carriers, insurance companies, and other third parties as permitted by law to provide insurance products and services

How We Use Your Information
We use your information to:

• Provide insurance quotes and policies
• Service your insurance account
• Process payments
• Respond to questions and requests
• Send policy updates and renewal reminders
• Communicate regarding claims
• Improve our website and customer experience
• Comply with legal and regulatory requirements
• Prevent fraud and protect our business

SMS Communications

If you choose to opt in to receive text messages from Garringer Insurance Agency, we may send SMS messages related to:

• Insurance quotes
• Policy updates
• Renewal reminders
• Billing notifications
• Appointment reminders
• Claims updates
• Customer service follow-up

Message frequency may vary.

Message and data rates may apply based on your mobile carrier's plan.

You may opt out at any time by replying STOP to any text message.

You may reply HELP for assistance or contact us using the information below.

SMS consent and phone numbers collected for SMS communication purposes will not be shared with any third parties or affiliates for marketing purposes.

How We Share Information
We may share your information only as necessary to operate our business and provide insurance services. This may include:

• Insurance carriers
• Managing General Agencies (MGAs)
• Comparative rating platforms
• Agency management systems
• Customer Relationship Manager (CRM) Platforms
• Payment processors
• Email and SMS communication providers
• Website Hosting and Analytics Providers
• Technology and cloud service providers
• Government agencies or regulators when required by law
• Service providers assisting us with business operations

We do not sell your personal information.

SMS consent and phone numbers collected for SMS communication purposes will not be shared with any third parties or affiliates for marketing purposes.

Cookies and Analytics
Our website uses cookies and similar technologies to improve website performance and user experience.

We may use services such as Google Analytics to understand how visitors use our website. These services collect information in aggregate and help us improve our website and services.

Most web browsers allow you to control or disable cookies through browser settings.

Data Security
We maintain reasonable administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, disclosure, alteration, or destruction. Although we use commercially reasonable security measures, no method of electronic transmission or storage is completely secure.

Your Choices
You may contact us to:

Update your personal information
Correct inaccurate information
Request deletion of information when permitted by law
Ask questions about our privacy practices
Withdraw consent for marketing communications where applicable

Third-Party Websites
Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those websites. We encourage you to review the privacy policies of any third-party sites you visit.

Children's Privacy
Our website is not intended for children under the age of 13, and we do not knowingly collect personal information from children.

Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Any changes will be posted on this page along with the updated effective date.

Contact Us
If you have questions about this Privacy Policy or our privacy practices, please contact us:

Garringer Insurance Agency Inc
108 S Main St.
Colville WA 99114
509-684-5059
agents@garringerins.com